Thatched Property Insurance

Thatched Property


By their very nature thatched properties are difficult to insure and most insurance companies will not offer a quotation.

As specialists in ‘non-standard’ home insurance, we are pleased to launch our thatched home product.

    Risk acceptance criteria includes:

  • Buildings sum insured up to £1,000,000
  • Contents sum insured up to £500,000
  • Valuables up to 33% with a single article limit of 10% of the Contents sum insured
  • Personal Possessions single article limit of £2,500
  • Various heating types accepted such as open fires, solid fuel stoves and gas central heating
  • Thatch inspections and electrical installation inspections only needed every 10 years
    We can provide cover for risks such as:

  • Adverse claims experience
  • Unoccupied properties
  • Listed Properties
  • Let Properties
  • Properties that have previously been affected by subsidence
  • Holiday, second and weekend/weekday homes
  • High risk occupations
  • Criminal convictions

Our thatched home product will cater for properties that are fully, or partially roofed in a full range of thatch roof constructions including water reed, wheat reed, long straw and fibre.

Simply give us a call, 0800 43 46 307 or complete our Thatch Questionnaire and submit with your market presentation to

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